Effective Date: December 22, 2023

Introduction

Welcome to SC Mortgages (sc-mortgages.com). These Terms and Conditions govern your use of our website and services. By accessing our website, you agree to these terms in full. If you disagree with any part of these terms, do not use our website.

Contact Information

• Business Name: SC Mortgages
• Email: sunil.menon@sc-mortgages.com
• Address: PO Box [specify the box number], [City], [Country]

Use of Website

• This website is intended for individuals seeking information and services related to mortgages.
• Users must be 18 years or older to use our services.
• The content on this website is for informational purposes only and should not be considered as financial advice.

Intellectual Property

• The content, layout, design, data, databases and graphics on this website are protected by intellectual property laws.
• You may not reproduce, distribute, modify or use the content of this website without express written permission from SC Mortgages.

User Conduct

• Users must use the website in a lawful, ethical, and respectful manner.
• Any form of harassment, use of offensive language, or inappropriate behavior is strictly prohibited.

Service Description

• SC Mortgages brokers mortgages by connecting clients with suitable lenders.
• We do not guarantee the approval of any mortgage applications.

Limitation of Liability

• SC Mortgages is not liable for any direct, indirect, special, incidental, consequential, or punitive damages arising from the use of this website or services.
• We do not guarantee the accuracy, completeness, or usefulness of any information provided.

Amendments

• We reserve the right to update or change our Terms and Conditions at any time. Such changes will be effective immediately upon posting on the website.

Privacy

• Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

Governing Law

• These terms will be governed by and construed in accordance with the laws of the jurisdiction in which SC Mortgages is located.

Contact Us

• If you have any questions about these Terms and Conditions, please contact us at sunil.menon@sc-mortgages.com.

Severability

• If any part of these Terms and Conditions is determined to be unlawful, void, or unenforceable, that part will be severable from these Terms and Conditions, and will not affect the validity and enforceability of the remaining parts.

Entire Agreement

• These Terms and Conditions, along with our Privacy Policy, constitute the entire agreement between you and SC Mortgages regarding the use of our website and services.